Cigna TTK Insurance Wiki-Health Insurance Plans, Polices and Benefits

Cigna TTK Insurance Wiki-Health Insurance Plans, Polices and Benefits: Cigna Ttk is an Indian private sector health insurance company which offers health insurance plans for people. Cigna Ttk Health Insurance Company Limited was established incorporated on March 12, 2012 under company’s act of 1956. This is a global health services company which is listed on the NYSE and is headquartered in USA and in India, it is headquartered in Mumbai. The company has operations in 31 countries including USA, United Kingdom, China, Spain, Korea, Indonesia, New Zealand, Taiwan, Turkey, Thailand and India. TTK Group is an industry conglomerate based in Chennai, India. The company had different business interests including medical devices, contraceptives, consumer goods and kitchenware. Company’s offices are Delhi, Mumbai, Kolkata, Chennai, Bangalore and Hyderabad. We are providing here complete information about Cigna TTK Health Insurance Plans and Policies with benefits.

Cigna TTK Insurance Wiki-Health Insurance Plans, Polices and Benefits-

Cigna TTK Insurance Wiki-Health Insurance Plans, Polices and Benefits

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Cigna TTK Insurance Wiki-Health Insurance Plans, Polices and Benefits

Cigna TTK Health Insurance Plans, Polices and Benefits:

We are sharing here complete information about Cigna TTK Health Insurance Plans, Polices and Benefits:

1. ProHealth Protection Plan: This plan has been designed to provide a comprehensive coverage for treatment of diseases leading up to and during hospitalization. It provides an insurance coverage of up to Rs. 4.5 lakhs for individuals and families.

Benefits:

  1. Sum insured options: Rs. 2.5 lakhs, Rs. 3.5 lakhs and Rs. 4.5 lakhs
  2. Entry age & renewal: The minimum entry age is 91 days for children and 18 years for adults. There is no maximum age limit for entry under this policy. The plan provides lifetime renewal opportunity.
  3. Medial Test: Medical test is required before enrollment but it depends on the age and the sum insured opted for.
  4. Policy period: One can choose between 1 year and 2 years term.
  5. Family discount: 10% discount on the premium amount for enrolling more than 2 family members under individual policy.

2. ProHealth Insurance Plus Plan: This plan provides an insurance coverage ranging from Rs. 4.5 lakhs to Rs. 10 lakhs and all hospitalization expenses such as treatment costs, diagnostics, drugs and accommodation charges are covered in this plan. This plan has been designed to provide comprehensive coverage for all unforeseen health complications as well as give maternity benefits and cover expenses pertaining to the medical treatment of the newborn.

Benefits:

  1. Sum insured options: Rs. 4.5 lakhs, Rs. 5.5 lakhs, Rs. 7.5 lakhs and Rs. 10 lakhs
  2. Entry age & renewal: The minimum entry age is 91 days for children and 18 years for adult. There is no maximum age limit for entry under this policy. The plan provides lifetime renewal opportunity.
  3. Medical Test. It depends on the age and the sum insured that you have opted for.
  4. Policy period: One can choose between 1 year and 2 years term
  5. Family discount: 10% discount on the premium amount on enrolling more than 2 family members under individual policy.

3. ProHealth Insurance Preferred Plan: Company designed to take care of your hospitalization related worries. The Sum Insured option ranges from Rs. 15 lakhs to Rs. 50 lakhs. You will also enjoy a Worldwide Emergency Coverage of up to Rs. 10 lakhs.

Benefits:

  1. Sum insured options: Rs. 15 lakhs, Rs. 30 lakhs, Rs. 50 lakhs.
  2. Entry age & renewal: The minimum entry age is 91 days for children and 18 years for adults. There is no maximum age limit for entry under this policy.The plan provides lifetime renewal opportunities.
  3. Medical Test: Medical tests are mandatory.
  4. Policy period: You can choose between 1 year and 2 years.
  5. Family discount: 10% discount on the premium amount on enrolling more than 2 family members under individual policy option.

4. ProHealth Premium Plan: Premier Plan provides a high insurance coverage of 100 Lakhs. This plan includes a Worldwide Emergency Cover of up to Rs. 10 lakhs, making it an All in One plan accessible to you.

Benefits:

  1. Sum insured options: Rs. 100 Lakhs.
  2. Entry age & renewal: The minimum entry age is 91 days for children and 18 years for adults. There is no maximum age limit for entry under this policy. The plan provides lifetime renewal opportunities.
  3. Medical Test: Medical tests are mandatory.
  4. Policy period: You can choose between 1 year and 2 years.
  5. Family discount: 10% discount on the premium amount on enrolling more than 2 family members under individual policy option.

5. Global Healthcare Group Policy: Global Healthcare cover that delivers solutions with a deep understanding of your specific requirements and preferences. It is designed to cater to the health needs of today’s mobile workforce that travels overseas regularly. It covers Indian locals and expatriates working abroad under one umbrella.

This policy cover is available for employees and their dependents excluding parents.

  1. Provides Inpatient Hospitalization and Day Care Benefits with Sum Insured from Rs. 50 lacs to Rs. 12 Crores
  2. Outpatient Benefits
  3. AIDS/HIV Cover
  4. Out of Area Emergency Treatment Cover
  5. International Emergency Services
  6. Maternity and New born Cover
  7. Dental Treatment and Vision Benefits
  8. Psychiatric & Psychological Care
  9. Wellness Benefits
  10. Option to limit the total Out of Pocket Expenses

6. Life Protection Critical Care Plan: Cigna TTK brings a Life Protection Critical Care Plan for you that begins by helping you stay healthy, and covers you for the most unanticipated eventualities.

Benefits:

  1. Sum insured: You will have options to choose a Sum Insured up to Rs 3 Crores. Eligibility of Sum Insured will be determined based on your income, with the maximum being 10 times of annual income. For non-earning family members, the sum insured is limited to maximum 60% of the earning member for covering spouse. For a dependent child, parents, in-laws and siblings, it’s 30% of earning member’s sum insured.
  2. Entry age & renewal: To enroll in this plan, you must be in the age group of 18 to 65 years. You can renew this plan for lifetime, which ensures that you continue to be insured even at higher ages.
  3. Requirement of medical tests:  Medical tests will be determined based on your age, plan, sum insured and medical history.
  4. Policy period: You may choose between a 1, 2 or 3 years policy period.
  5. Cover Type: The policy can be purchased on an individual & family basis.
  6. Relationships Covered: This policy will cover self, spouse, dependent parents and dependent parents in laws in addition to dependent children, dependent grandchildren and dependent siblings up to the age of 25 years.
  7. Family discount: There will be a 10% discount on the premium amount for enrolling more than 2 family members under the same policy.
  8. Long Term discount: There will be a 7.5% discount on selecting 2 years and 10% discount on selecting 3 years on a single premium policy.

7. Life Protection Accidental Care: This plan provides a comprehensive coverage that safeguards your family’s financial health in case of unfortunate events like accidental death or disablement including loss of employment cover and education fund benefits.

Benefits: 

  1. Sum insured options: You have the flexibility to choose an amount ranging anywhere from Rs 50,000 to Rs 10 Crores. Eligibility depends on your income, with the maximum being 10 times of annual income. For non-earning family members, the sum insured for spouse is limited to a maximum of 60% of the earning member and for a dependent child, parents, in-laws and siblings.
  2. Entry age & renewal: For children, the minimum age to get enrolled is 5 and maximum is 25, whereas for adults, the minimum age is 18 and maximum, 80. You can renew this plan for lifetime, which ensures that you continue to be insured even at higher ages. Coverage for policies issued to persons above 70 years will be limited to Accidental Death & Permanent Total Disability only.
  3. Requirement of medical tests:  Persons above 70 years up to 80 years may be accepted subject to Medical Underwriting.
  4. Policy period: You may choose between a 1, 2 or 3 years policy period.
  5. Cover Type: You may choose to purchase the policy on an individual or family basis.
  6. Relationships Covered: This policy will cover self, spouse, dependent parents and dependent parents in-laws in addition to dependent children and dependent siblings up to the age of 25 years.
  7. Family discount: There will be a 10% discount on the premium amount for enrolling more than 2 family members under the same individual policy.
  8. Long Term discount: There will be a 7.5% discount on selecting 2 years and 10% discount on selecting 3 years on a single premium policy
  9. Claims Payout: Under this policy, fixed benefit amounts will be paid as specified in the applicable benefits in accordance with the terms and conditions.

We have provided here complete information about Cigna TTK Health Insurance Plan, Policies and their Benefits.

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