Cigna Ttk Vs Religare Vs Star Health Companies Premium Calculator,Reviews

Cigna Ttk Vs Religare Vs Star Health Companies Reviews-Best Insurance Companies in India

Cigna Ttk Vs Religare Vs Star Health Companies 2015 Premium Calculator,Reviews Best Insurance Companies in India: According to a report, in India, there are 17 Private Insurance companies who do business in General Health Insurance along with Health Insurance, 4 Public Sector biggies and 4 stand alone insurance companies whose core business in only Health Insurance. We are sharing here complete information about Cigna Ttk Vs Religare Vs Star Health Companies Reviews and Best Insurance Companies in India. After reading this post, you can easily decide which company is best for taking life and Health Insurance Company. » Read more

Religare Health Insurance Wiki-Benefits Details, Plans, Policies,Hospitals

Religare Health Insurance Wiki-Benefits, Plans, Policies, Hospitals

Religare Health Insurance Wiki-Benefits, Plans, Policies, Hospitals: Religare Life Insurance is a private sector company offers insurance products for financial planning and life insurance in India. Religare Health Insurance is partnered with AEGON, Religare and Bennett, Coleman & Company. The company provided a variety of products and services to its customers such as insurance plans, health insurance plans, unit-linked plans, savings plans and child plans. The company is limited is a specialist health insurer engaged in distribution and servicing of health insurance products and their shareholder comprise three strong entities: Religare Enterprises Limited, Union Bank of India and Corporation Bank. We are providing here complete information about Religare Health Insurance Plans, Policies, Benefits and Hospital comes under this foundation.

Religare Health Insurance Wiki-Benefits Details, Plans, Policies,Hospitals-

Religare Health Insurance Wiki-Benefits, Plans, Policies, Hospitals

Religare Health Insurance Wiki-Benefits, Plans, Policies, Hospitals

Religare Health Insurance is promoted by the founders of Fortis Hospitals, which manages 68 hospitals in India and SRL Diagnostics which is Asia’s largest network of diagnostic labs with over 1100 collections centers and Religare wellness a nationwide chain of stores offering pharmacy and wellness products. This association enables us with an in-depth understanding of consumer behavior and healthcare delivery, thus making us capable of superior claims servicing to our customers.

Religare Health Insurance has more than 1500 employees, 6500 financial and life advisers with 70 branches across the country.

Their Shareholder Compromises three entities: Religare Enterprises Limited, Union Bank of India, Corporation Bank.

Religare Enterprises Limited:

Religare Enterprises Limited is a financial services group offers brokerage, health & life insurance, asset management, Small and medium enterprises lending, wealth management, institutional equities and investment banking services. It has one million to above clients in India and 2200 offices in 550 cities and company’s main office in New Delhi, India.  Religare has number of subsidiaries:

  1. Religare Securities Ltd (RSL)
  2. Religare Commodities Ltd
  3. Religare Finvest Limited (RFL)
  4. Religare Capital Markets Ltd (RCML)
  5. Religare Health Insurance Company Limited (RHICL)
  6. Religare Wealth Management Ltd

Union Bank of India:

Union Bank of India is one of the largest government-owned banks of India and all the bank’s branches have been networked with its 6420 ATMs. Their online Telebanking facilities are available to its entire Core Banking Customers individual as well as corporate. Union Bank of India was registered on 11 November 1919 as a limited company in Mumbai. The bank also provides service in overseas like Abu Dhabi, United Arab Emirates, and Shanghai, Peoples Republic of China. At present, the offshore banking operations of Union Bank of India are led by its branches in Hong Kong and newly opened branch in Dubai at Dubai International Financial Centre.

Corporation Bank:

The corporation bank is one of the oldest banks in India. This is a public sector banking company headquartered in Mangalore, India and it has pan-India presence with 8,000 functional units comprising 3200 branches, 3200+ ATMs and 4,000 branchless banking units as of 30 January 2015. Corporation Bank completed hundred and seven years of existence on 12 March 2012. On the occasion of 107th Foundation Day celebrations held at TMA Pai Hall in Mangalore, five eminent personalities who made immense contributions to the society were honored by the bank. A new application for internet banking in iPad was launched on this occasion. A new caller tune for the bank for Bank’s mobile/landline phones was also inaugurated in the function.

Religare Health Insurance Hospital Network:

Their strong association with over 4100 to above hospitals in India will ensure hassle free cashless treatment to our customers. For getting information about the hospitals comes under this foundation just Simply follow this link – Religare Health Insurance Hospitals.

After click on link, Religare’s Hospital network page will be open; there you have to select your state and city to getting the address of nearest hospital to you or your home.

Religare Health Insurance Plans and Policies:

The company has number of insurance plans for customer and we are sharing here company;s plans and polices which you can buy:

Health Insurance Plans and Key Specification: 

These plans are make to secure expenses incurred during a medical emergency. The product included in these plans and policies:

Care – Health Insurance Plans Key Specification: In this plan, you will get plan comprehensive coverage, speedy claim settlements and much more.

  1. Cashless treatment at 4100+ hospitals & Daily allowance
  2. Auto recharge of your policy Sum Insured, if exhausted
  3. Get health check-ups for insured members, every year
  4. Avail treatment anywhere in the world
  5. No ‘Claim based’ loading ever & Get Lifetime renewability
  6. No paperwork. Buy & get policy online in 2 mins

Joy – Maternity Focus Health Insurance Plan: This plan covers hospitalization expenses during pregnancy and also addresses your maternity and health needs, for both today and tomorrow.

  1. Cashless treatment at 4100+ hospitals
  2. A perfect blend of hospitalization and maternity insurance
  3. Industry’s lowest ‘Waiting period’ of only 9 months for maternity related claims.
  4. New born baby cover
  5. 100% increase of sum insured with no claim bonanza

Enhance – Top-up Insurance for already Insured: This plan customized deductible health insurance for you and your family. With Enhance, you have that extra safety net of coverage at a significantly lesser premium as compared to any basic insurance plan.

  1. Cashless treatment at 4100+ hospitals
  2. Get health check-ups for insured members, every year
  3. Largest list of day care procedures-170
  4. No ‘Claim based’ loading ever & Get Lifetime renewability
  5. No paperwork required. Buy & get policy online in 2 mins

Assure – Critical Illness Health Insurance Benefit Plan: The plan provides a comprehensive cover for as many as 20 Critical Illnesses along with Personal Accident cover, to take care and offer total peace of mind for you and your loved ones. You get a lump-sum benefit to pay off expenses as you deem appropriate.

  1. 20 Critical Illnesses covered
  2. Includes Accidental Death Cover
  3. With Permanent Total Disability cover also
  4. Avail Health Check-up, every year
  5. Hassle free claim settlement directly by us

Secure – Personal Accident Insurance Plan: The plan has a broad range of features, add-on benefits, hassle-free procedures and thoughtful services, it ensures that the road to recovery is worry-free, making getting back to good health your priority.

  1. Compensates for Accidental death
  2. Also covers Permanent total / partial Disablement
  3. Reconstructive Surgery covered
  4. Child education also covered
  5. Nursing Care

Travel Insurance Plan: The Company brings an extensive travel insurance plan that curbs out the worries of uninvited troubles on your dream family holiday.

  1. Region specific plans hence low cost, High features.
  2. Double Sum Insured in case of hospitalization due to accident.
  3. No per ailment limit. No Upper age limit.
  4. Pay per Day Rates instead of slabs.
  5. Up gradation to Business class.
  6. Cashless claims settlement

Now, you can the best plan and polices for yourself and for your family. For getting more information, then you can visit their official website –  http://www.religarehealthinsurance.com/ or you used to commit call back also by putting form on website.

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HDFC ERGO Vs HDFC Life Insurance Wiki,Plans, Policies, Benefits, Covers

HDFC ERGO Vs HDFC Life Insurance-Plans, Policies, Benefits, Covers

HDFC ERGO Vs HDFC Life Insurance Wiki,Plans, Policies, Benefits, Covers: HDFC ERGO is a general insurance company and HDFC Life is a long term life insurance company. ERGO offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space. It operates 89 cities with 109 branch offices and it has approximately 1,900 staff-members. HDFC Life is one of the leading life insurance companies in India offering a range of individual and group insurance solutions that meet various customer needs such as Protection, Pension, Savings, Investment and Health Plan and it has about 400+ branches and presence in 980+ cities and towns in India. We are sharing here information about HDFC ERGO and HDFC Life Company, comparison and their plans, policies, benefits and covers.

HDFC ERGO Vs HDFC Life Insurance Wiki,Plans, Policies, Benefits, Covers-

HDFC ERGO: Plans, Policies, Benefits, Covers

HDFC ERGO is a joint venture between HDFC and India’s premier Housing Finance Institution and ERGO International AG. The Company also has a wide distribution network comprising of brokers, retail and corporate agents, bancassurance besides its own direct sales force.

HDFC ERGO Vs HDFC Life Insurance-Plans, Policies, Benefits, Covers

HDFC ERGO Vs HDFC Life Insurance-Plans, Policies, Benefits, Covers

HDFC ERGO Plans & Policies:

1. Motor Insurance Policy: This policy gives an extensive coverage against damage, losses and third party liability. HDFC ERGO Motor Insurance plan ensures that you are hard earned savings do not bear the losses occurred if your vehicle meets an accident or gets stolen or undergoes any mishap on road. This policy offers cashless claim services over 1600 plus authorized garages across India. Motor Insurance Policy has categorized in four different categories:

  • Car Insurance Plan
  • Commercial Vehicles
  • Two Wheeler Insurance
  • Liability Only Policy

2. Health Insurance: ERGO gives the best health insurance plan for you and your family at affordable price. It covers not only hospitalization or sickness but extends to cover pre and post hospitalization expenses, day care procedures, domiciliary treatment and other expenses thus ensuring that your medical insurance policy is always by your side. Seven insurance plans comes under Health Insurance Policy:

  • Health Suraksha
  • Health Suraksha Gold
  • Health Suraksha Regain
  • Health Suraksha Gold Regain
  • Health Suraksha Top Up Plus
  • Critical Illness Insurance
  • Critical Illness Insurance

3. Travel Insurance: Travel Insurance Plan ensure you vacation hassle free. It provide coverage whether you happen to lose your baggage or passport, or whether u need any kind of medical support on your trip, an overseas travel insurance will make sure that you get what you need.

Travel Insurance Plans are:

  • Overseas Travel Insurance
  • Student Suraksha
  • Family Travel Insurance

4. Personal Accident Insurance Policy: This insurance policy ensures the financial stability for you and your family in the event of an accident. The policy covers death of individual, physical injuries and bodily burns. Death, Permanent Total Disability, Temporary Total Disability, Broken Bones, Burns and Ambulance costs are covered under the policy.

5. Home Insurance Policy: Home Insurance policy provides a reliable and protective coverage which encircles and covers your home. This is not only safeguards the structure of your home but also ensures a safety net for all the belongings and prized possessions collected over the years with your hard earned money. The policy cover gives you a chance to choose either the house structure or the household contents in a single policy with minimum documentation.

Home Insurance: This insurance policy provides a reliable and protective coverage which encircles and covers your home.

Standard Fire and Special Peril Insurance: This insurance policy gives you the benefit of affordable coverage for your property and possessions against almost any eventuality.

6. Commercial Insurance: This insurance policy provides insurance for companies, firms, their Directors and officers and all general employees through its dedicated teams. It provides coverage for a broad range of corporate risks including litigation, white collar crime, employment disputes and extortion attempts. Policies under commercial insurance:

Directors and Officer Liabilities: The policy provides some of the broadest coverage available on the “form of choice” of the industry.

Crime Insurance: This policy is your safety net against white collar crime with comprehensive coverage for all major risks.

Forefront Portfolio: A comprehensive insurance solution offered to small and medium sized companies to help manage their individual and corporate exposures.

Mutual Fund Protection: The policy provides financial stability, sound underwriting, broad coverage and responsive service to Mutual Fund professionals, across the nation.

Employment Liability: The policy provides invaluable insurance coverage for your organization against employee related lawsuits.

Venture Capital: This policy is a combined product offering management liability, management indemnification, outside directorship and professional services Liability insurance in one policy – helping eliminate gaps in your insurance programme.

Educator’s Professional Liability Insurance: The policy provides coverage to administrators, teachers and educators against personal and financial liabilities for their alleged actions or inactions.

Kidnap/Ransom and Extortion Insurance: Professional assistance before, during, and after a Kidnapping or extortion threat is a vital element of corporate risk management.

7. Weather Insurance: This insurance policy offers a comprehensive Weather Insurance Policy to deal with such adversely changing climatic trends. This a index based product that covers the losses to the crop occurring due to varying weather conditions such as temperature, wind speed, rainfall, humidity etc.

HDFC Life: Plans, Policies, Benefits, Covers

HDFC Life is a joint venture between Housing Development Finance Corporation Limited and India’s leading housing finance institution and Standard Life. The company currently has 24 retail and 8 group products in its portfolio, along with 9 optional rider benefits catering to the savings, investment, protection and retirement needs of customers.

HDFC ERGO Vs HDFC Life Insurance-Plans, Policies, Benefits, Covers

HDFC ERGO Vs HDFC Life Insurance-Plans, Policies, Benefits, Covers

 

HDFC Life Plans and Policies:

Protection Plans: This insurance policy provides full protection and financial stability to your loved ones in case of any unforeseen events. HDFC Life presents a variety of Protection plans according to your various needs.

  • HDFC Life Click 2 Protect Plus
  • HDFC Life Click 2 Protect

Health Plan: This insurance plans provides a variety of Health Insurance Plans & Mediclaim Policies that offer financial security to meet health related contingencies.

  • HDFC Health Assure Plan

Children Insurance Plan: These plans enable you fulfill the dreams and ambitions of your children. Children Insurance Plans:

  • HDFC SL YoungStar Super Premium
  • HDFC Life YoungStar Udaan

Saving and Investment Plan: This insurance plans are life insurance plans that offer you multiple avenues to save and to grow your money. Saving and Investment Policies:

  • HDFC Life Click2Invest
  • HDFC Life Sanchay
  • HDFC Life Super Income Plan
  • HDFC SL Crest
  • HDFC Life Classic Assure Plus
  • HDFC Life Super Saving Plan
  • HDFC Life Classic Assure Plan
  • HDFC Life Super Saving Plan
  • HDFC Life ProGrowth Plus
  • HDFC Life Invest Wise Plan

Women Insurance Plan: This insurance plans provides protection, health, retirement, child’s education and long term savings and investments. Policies under this plan:

  • HDFC Smart Women Plan
  • HDFC Life Young Star Udaan
  • HDFC Life Pension Plan

Retirement Plans: This insurance plan provides you with financial security so that when your professional income starts to ebb, you can still live with pride without compromising on your living standards. Policies under this plan:

  • HDFC Life Personal Pension Plus
  • HDFC Life Pension Super Plus
  • HDFC Life Single Premium Pension Plus
  • HDFC Life Guaranteed Pension Plan

Rural Plans: These plans have been made for benefits of our rural customers and these plans have been designed keeping in view the rural population with stable returns and insurance cover.

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SBI General Life Insurance Company Wiki-Plans, Policies, Benefits

SBI General Life Insurance Company Wiki-Plans, Policies, Benefits: SBI General Life Insurance is a joint venture between State Bank of India and Insurance Australia Group. SBI owns 74% of the total capital and 26% remaining IAG. The company offers various insurance plans for individuals like – Motor Insurance Plan, Home Insurance, Personal Accident Insurance, Health Insurance and Travel Insurance. The company also offers plans for business like – Fire Insurance, Health Insurance, Motor Insurance, Marine Insurance, Package Insurance, Construction Engineering and miscellaneous insurance. SBI General is currently serving three key customer segments i.e. Retail Segment, Corporate Segment and SME Segment. We are sharing here complete information about SBI General Life Insurance company’s plans, polices and their benefits.

SBI General Life Insurance Company Wiki-Plans, Policies, Benefits-

SBI General Life Insurance Company Wiki-Plans, Policies, Benefits

SBI General Life Insurance Company Wiki-Plans, Policies, Benefits

SBI Life Insurance Policies:

1. Motor Insurance – Two Wheeler and Four Wheeler Insurance Policy: SBI general insurance offer motor insurance policy which two policies are available, one for two wheeler and another for four wheeler.

Coverage For Two Wheeler:

  • Covers against any loss or damage caused to the vehicle or its accessories due to the following,
  • Fire, explosion, self-ignition, accidental damage by external means
  • Any damage in transit by road, rail, inland waterway, lift, elevator or air.
  • Lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
  • Burglary, theft, riot, strike, malicious act and terrorist activity

Coverage For Four Wheeler:

  • Personal Accident
  • For an additional Premium, provides the following:
  • Additional Legal Liabilities towards Paid Driver and employee
  • Bi-fuel Kit
  • Nil Depreciation
  • NCB Protection
  • Return to Invoice
  • Cover for Key Replacement
  • Loss of Personal Belongings

2. Home Insurance: This policy provides a comprehensive solution for protecting your Home against any unpleasant surprises that life may throw at you.

Benefits: 

  • You can buy the Policy upto a period of 30years
  • In-built coverage for earthquake

3. Personal Accident Insurance: It is divided into two parts – Group Personal Accident and Individual Personal  Accident.

Covers for Group Personal Accident:

  • Loss of Life due to Accident
  • The Group Personal Accident Insurance Policy can be bought by any permanent Indian resident having Savings Bank Account/Individual Current Account holders, if opted with State Bank of India or any of its associate banks and aged between 18 years to 65 Years.

Benefits for Individual Personal Accident:

  • Policy for self employed, salaried and business class people
  • Add-on Covers available including Hospital Confinement Allowance and Ambulance charges
  • Permanent Total Disability (PTD) benefit comes with add-ons like Education Benefit & Adaptation Allowance at no additional cost
  • Cumulative Bonus available
  • Policy covers – Loss of life due to accident, Disabilities due to accident and Income loss due to accident

4. Health Insurance: Four Categories are available this policy – Health Insurance, Health Insurance – SBI, Critical Illness Insurance Policy and Hospital Daily Cash Insurance Policy.

Benefits for Health Insurance: 

  • Wide Coverage – From Rs.50,000 up to Rs.500,000
  • No medical test up to the age of 45 for people with any medical history
  • Family Floater benefit giving comprehensive protection to your family members under one single Policy
  • Flexible Plan Options–Metro Plan, Semi Metro Plan & Rest of India
  • Assured renewal
  • You can now renew your current Health Insurance Policy (any Insurer) with us
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act
  • Coverage of Pre and Post Hospitalization Expenses – 30 days before and 60 days after the hospitalization
  • Free Medical check-up for every 4 claim free years up to a maximum limit of Rs.2,500

Benefits for Health Insurance – SBI:

  • No pre-policy medical test up to the age of 65 years for people with any medical history
  • Just 1 year waiting period for specified diseases
  • Guaranteed renewal
  • Multiple Coverage Options – Individual & Family Floater options for Sum Insured
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act
  • Coverage of Pre and Post Hospitalization Expenses – 30 days before and 60 days after the hospitalization
  • Cashless treatment at over 3,000 Network hospitals

Benefits for Illness Insurance Policy: 

  • Coverage against 13 most critical Illnesses
  • Maximum age of entry is 65 years
  • Two Plan Options – One year and 3 years
  • Up to Rs.50,00,000 Sum Insured
  • Free Look Period of 15 days
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax act

Benefits for Hospital Daily Cash Insurance Policy: 

  • Daily cash benefit of up to Rs.2,000 per day of hospitalization
  • Daily cash benefit of up to Rs.4,000 per day of ICU hospitalization
  • Daily cash benefit of up to Rs.4,000 per day of accidental hospitalization
  • Fixed sum of up to Rs.5000 to take care of Convalescence expenses
  • Age of entry: 18 to 65 years. Children from the age of 3 months are covered provided both the parents are also concurrently covered.
  • Flexible Plan options – Max.30 days & 60 days coverage.
  • 4 Options to choose in terms of daily benefit amount –Rs.500,Rs.1000, Rs.1500 & Rs.2,000
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax act
  • Free Look Period of 15 days

5. Travel Insurance Policy: This is one of the most comprehensive policies in the industry. It covers expenses incurred for medical treatment of illness, disease contracted or injury sustained during an overseas travel and which is primarily in the nature of an emergency and necessary to be undertaken immediately along with other related coverage.

Benefits:

  • Medical cover up to USD 0.5 million
  • No medical examination
  • Comprehensive coverage
  • Worldwide protection & round the clock assistance
  • Fair, transparent & quick cashless claim settlement

SBI General Claim Policy:

SBI General dedicated and experienced claims team aim to deliver you a differentiated customer service of a fast, fair, convenient and transparent claims process for the management and settlement of your claim.

Their claim service will:

  • Provide assistance in emergency situations
  • Relieve the stress of a claim by co-coordinating repair and replacement of your assets
  • Keep you informed of the progress of your claim
  • Provide you with the choice of accessing our preferred local service providers

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